ACCIDENT DEATH & DISMEMBERMET
Program Overall Benefits
In addition to your basic term life coverage, accidental death and dismemberment coverage is a low-cost way to protect against unexpected events that result in loss of life, speech, hearing, sight, paralysis, and more.
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Basic Accidental Death & Dismemberment: This employer-paid coverage option provides an accidental death benefit equal to an employee's basic term life insurance amount.
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Supplemental Accidental Death & Dismemberment: This employee-paid coverage option complements the value of supplemental term life with added coverage, and a percentage of the death benefit amount is payable in the event of non-fatal covered losses.
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Dependent Accidental Death & Dismemberment: This employee-paid coverage option provides spouses and dependents with a benefit equal to the dependent term life benefit amount.
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Voluntary Accidental Death & Dismemberment: This employee-paid benefit is offered as a stand-alone coverage option for employees, spouses, and dependent children and is available regardless of enrolling in life insurance.
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Business Travel Accident (BTA): This employer-paid coverage option includes an additional benefit for covering accidents that result in death or serious injury for employees who are traveling on company business, both domestically and internationally.
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For complete details of the best plan for you and your family, talk to your company’s benefits administrator or contact SFL Mobile directly for more information.